HELOC “End of Draw” Periods Could Create ‘Financial Shock’ for Consumers
Consumers who took out home equity lines of credit (HELOC) shortly before the start of the Great Recession may receive a “financial shock” when they reach their “end of draw” periods in the next few years, according to a study by TransUnion. more>
Does Your Mortgage Website Pass the Test?
A recent print issue of National Mortgage News listed the first quarter’s top-10 online originators. Does your website measure up? more>
Use Compliance to Navigate Risk
Here are some ways you can use regulatory compliance to help navigate risk at your credit union. more>
Balance Transfers Return
After dropping balance transfer promotions from their arsenals during the Great Recession, credit unions have begun offering them again. more>
The (High) Cost of Credit Union Mortgage Lending
There are many ways to answer the question, “What does it cost a credit union to close a mortgage loan in 2013?”
The quick answer is, “A lot more than it once did.” more>
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