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The Root of All Evil, Part 1I maintain that credit quality is NOT the root of all evil in Indirect; it’s really a lack of a sustainable dealer value proposition. more> Auto Delinquencies Stable in 2012The ratio of borrowers 60 or more days past due will remain the same during 2012, according to the annual auto delinquency forecast released this month by credit information firm TransUnion. more> The Subprime Lure: Auto Lenders Might Be More Lax with LoansIn another effort to drive in more business, some auto lenders, including credit unions, may be more willing to be flexible with credit-challenged consumers. more> Housing, Credit Face a Long RecoveryRisk-management professionals hold a decidedly pessimistic outlook on the housing market and consumer credit, according to a survey conducted for analytics firm FICO by the non-profit Professional Risk Managers’ International Association (PRMIA). more> The Three Rs of Private Student LendingAttributed to a toast given by British Parliament member Sir William Curtis in 1825, the three Rs were long known as the foundations of a basic skills-oriented education program. more> More News Articles (Archive) >>
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